Insurance Info

At KL Dental Studio, it is our number one priority to take care of our patients! That is why we are unrestricted with insurance plans. This means that we do not have any contracts with insurance companies. We believe that decisions about your care should be made by you and your doctor. We also believe that your mouth is not the place to be cutting corners! Dr. Luse feels strongly about providing high quality treatment to every patient. We are focused on doing things properly using evidence-based techniques and high-quality materials. At KL Dental Studio, we want to build a lasting relationship with you.


Why should you choose an unrestricted dentist?

  • You, as the patient, have the freedom to choose a doctor that you trust. You are not limited to a specific list or geographic area.
  • Decisions about your care are made solely between you and your doctor and are based upon your specific needs and goals. You are not forced to follow the same path of care as every other subscriber.  
  • Your doctor will have more time to spend individually with you. You will appreciate the difference of a quieter office and a calmer atmosphere.  
  • Your doctor can use quality materials and trusted laboratories to complete your care. You are not limited to cost-effective restorations and budget materials.
  • You can rest assured that the doctor values quality over quantity. Your doctor is not forced to compromise your care for the insurance company’s “bottom-line.”         

Can I use my insurance at your office?

Absolutely! We accept payment from most dental insurance companies. We will work with you to make sure you receive the maximum amount of benefits.  

Can I see you if you are not my “list?”

Yes! We love seeing new patients! You have the freedom to choose any provider, and we would love to become your dental home. Please call our office to schedule an appointment.


Do you take my insurance?

Yes! Although we are not contracted with any insurance companies, you can absolutely use your insurance benefits in our office! We work with a variety of dental insurance plans every day, and we are committed to helping you reach a healthy smile.  

We submit claims to your primary insurance on your behalf, and we will help you get the maximum benefit of your insurance policy. We accept payment from most major dental insurance plans and are happy to offer flexible financing options. 

Will it cost more?

Not necessarily! Our fees are the same for all patients, whether you have insurance or not. We maintain our fees at reasonable rates, and most insurance plans pay a percentage of our fees, sometimes 100%. Often, the maximum benefit, or total amount an insurance company will pay for your treatment, is the same regardless of whether you are seen in our office or by one of their contracted “network providers.” Insurance companies have a wide variety of rules, plan limitations and exclusions, but we are committed to providing our patients with the highest quality dental care. Together, we will develop a plan that works for you.